Fraud & Risk Analyst

About the role

Harbour Point Risk Solutions Ltd is a growing Malta-headquartered specialist provider of fraud prevention and risk advisory services to clients in iGaming, fintech and e-commerce. Our team combines data-led analysis with practical remediation to protect client revenues and maintain regulatory compliance across EU and global markets.

The Fraud & Risk Analyst will work within a compact, cross-functional team handling real-time transaction monitoring, alert investigation, KYC reviews and remediation actions. You will analyse patterns, draft incident reports, liaise with payments partners and help implement controls that reduce losses while preserving positive customer experiences. The role is suited to someone with hands-on investigative experience, good technical literacy (SQL/Excel) and an interest in evolving risk tools.

This is a Malta-based position with hybrid flexibility — typically 2–3 days per week in our Sliema/Gżira office. The company offers structured training, exposure to international payment rails and clear progression into senior risk or compliance roles. Candidates with iGaming or fintech experience will find quick relevance, but motivated analysts from payments or banking backgrounds are encouraged to apply.

About Harbour Point Risk Solutions Ltd

Harbour Point Risk Solutions Ltd provides fraud prevention, payments risk management and compliance advisory to clients across iGaming, fintech and online retail. Based in Malta, we deliver 24/7 monitoring and bespoke remediation programs while emphasising data-driven decision making and regulatory best practice.

What you can expect

• Modern office near the Sliema/Gżira seafront
• Hybrid working model (office + remote)
• Ongoing professional training and certification support
• Clear progression paths into senior risk/compliance roles

Key responsibilities

• Monitor transaction streams and automated alerts to identify potential fraud, money laundering or payment abuse.
• Perform detailed investigations into flagged accounts and transactions, documenting findings and recommended actions.
• Execute case remediation including account restrictions, chargebacks, blocking payment instruments and escalating when necessary.
• Collaborate with payments providers, acquiring banks and internal compliance to resolve incidents and close cases.
• Develop and tune rule sets, thresholds and detection models in coordination with data/engineering teams.
• Produce regular reports and metrics (daily dashboards, weekly trends, monthly loss analysis) for stakeholders.
• Support KYC/identity verification reviews and escalate high-risk cases to the Compliance Officer.
• Contribute to process improvements and help implement new fraud prevention controls and tooling.

Requirements

• 2+ years’ experience in fraud investigations, payments risk, AML or related role (banking, fintech or iGaming preferred).
• Strong analytical skills with advanced Excel; familiarity with SQL or data query tools is highly desirable.
• Experience with transaction monitoring platforms, case management systems or fraud tools.
• Clear, professional written and spoken English; ability to draft concise investigation reports.
• Comfortable working in a fast-paced environment with frequent cross-team collaboration.
• Right to work in Malta or ability to obtain work authorisation (candidates should be eligible to work in Malta).
• Attention to detail and ability to manage multiple investigations to closure.

How to apply

Apply via the job page: https://fnkt.com/jobs/fraud-analyst-291/ or send your CV and a short cover note outlining relevant investigations experience and notice period.